Privacy Policy

At Hodlio.info ("we," "our," or "us"), we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our cryptocurrency portfolio tracking and demo trading platform.

1. Information We Collect

1.1 Personal Information

When you register for an account or complete our KYC verification, we collect:

• Email address
• Full name
• Phone number
• Country of residence
• Net worth and annual salary ranges (for KYC compliance)
• Investment experience and knowledge level

1.2 Portfolio and Trading Data

• Cryptocurrency holdings and portfolio information you input
• Demo trading activities and performance
• Transaction history
• Preferences and settings

1.3 Technical Information

• IP address and device information
• Browser type and version
• Operating system
• Cookies and similar tracking technologies
• Usage data and analytics

2. How We Use Your Information

We use the collected information for:

• Account Management: Creating and maintaining your account
• KYC/AML Compliance: Verifying your identity as required by regulations
• Service Delivery: Providing portfolio tracking and demo trading features
• Communication: Sending important updates, newsletters, and notifications
• Improvement: Analyzing usage to enhance our platform
• Security: Protecting against fraud and unauthorized access
• Legal Compliance: Meeting regulatory and legal obligations

3. Information Sharing and Disclosure

We may share your information with:

3.1 Service Providers

• Payment processors (for premium features)
• Email service providers
• Analytics platforms
• Cloud hosting services

3.2 Affiliate Partners

When you use our Binance affiliate links, basic information may be shared to process referrals and commissions. We do not share personal financial information with affiliates.

3.3 Legal Requirements

We may disclose information when required by law, subpoena, or to:

• Comply with legal processes
• Enforce our Terms of Service
• Protect our rights and safety
• Prevent fraud or security issues

4. Data Security

We implement industry-standard security measures to protect your information:

• SSL/TLS encryption for data transmission
• Encrypted database storage
• Secure password hashing (bcrypt)
• Regular security audits and updates
• Access controls and authentication
• Firewall protection

5. Cookies and Tracking

We use cookies and similar technologies to:

• Maintain your login session
• Remember your preferences
• Analyze site usage and traffic
• Improve user experience

You can control cookies through your browser settings, though some features may not work properly if disabled.

6. Your Rights and Choices

6.1 Access and Correction

You have the right to access and update your personal information through your account settings.

6.2 Data Deletion

You can request deletion of your account and associated data by contacting us at privacy@hodlio.info

6.3 Marketing Communications

You can opt-out of marketing emails using the unsubscribe link in any email or through your account preferences.

6.4 Cookie Preferences

You can manage cookie preferences through your browser settings.

7. Data Retention

We retain your information for as long as:

• Your account is active
• Required for legal or regulatory compliance (typically 5-7 years for KYC data)
• Needed to resolve disputes or enforce agreements

8. International Data Transfers

Your information may be transferred and processed in countries outside your residence. We ensure appropriate safeguards are in place for international transfers.

9. Children's Privacy

Our service is not intended for users under 18 years of age. We do not knowingly collect information from minors. If you believe we have inadvertently collected such information, please contact us immediately.

10. Third-Party Links

Our platform may contain links to third-party websites (including Binance). We are not responsible for the privacy practices of these external sites. Please review their privacy policies separately.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be notified via email or prominent notice on our platform. Continued use after changes constitutes acceptance of the updated policy.

12. GDPR Compliance (EU Users)

If you are in the European Union, you have additional rights under GDPR:

• Right to be informed about data collection
• Right of access to your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Rights related to automated decision making

13. California Privacy Rights (CCPA)

California residents have specific rights including:

• Right to know what personal information is collected
• Right to know if personal information is sold or disclosed
• Right to say no to the sale of personal information
• Right to access personal information
• Right to equal service and price